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Singapore's Specialist for $50,000 – $2,000,000 Financing
If you've been turned down — or you know you need serious funding — Cedpital has secured over $104M for 500+ clients across Singapore. We don't just submit applications. We engineer approvals.
We Specialise in Large Financing
If your loan is $50,000 or more — personal, business, or property — this is built for you.
Professionals & Individuals
$50,000 – $300,000
Salaried employees · Managers · Self-employed professionals
Consolidate high-interest debt, fund a life milestone, or bridge a gap — even if a bank has already said no.
Business Owners & SMEs
$100,000 – $2,000,000
SME owners · Entrepreneurs · Growing businesses needing capital
Cash flow crunch, expansion blocked, or the bank said no — we find the lenders who actively want your business.
Property Owners (Cash-Out)
$200,000 – $1,000,000+
Private property owners · HDB upgraders · Asset-rich, cash-light
Unlock the equity in your property without selling it. Fund a business, clear debts, or invest strategically.
Not sure which applies to you? WhatsApp us — we'll tell you in 5 minutes.
Why the Biggest Loans in Singapore Come Through Cedpital
Banks have internal scoring systems that aren't public. Campaigns with preferential rates that only brokers can access. We operate inside that system — so you get outcomes that aren't possible when you apply alone.
Don't leave your loan outcome to chance. We negotiate behind the scenes, unlock hidden rates, and give you an edge you won't get applying on your own.
| Criteria | Apply Yourself | With Cedpital |
|---|---|---|
| Interest Rate | 5.88% – 6.5% | As low as 2% – 4% (with option of deviated rates) |
| Loan Matching | Limited to your search | Matched to hidden banker campaigns |
| Negotiation | You negotiate alone | We negotiate with leverage |
| Processing Fee | 1–2% standard | Often reduced or waived |
| Requirements | Full bank docs required | Can skip some statements |
| Loan Limit | Strictly profile-based | Increased early access |
What You Don't Know Might Cost You More
What Kind of Financing Are You Looking For?
We specialise in $50,000–$500,000 personal loans, credit repair, and cash-out financing.
From $100,000 working capital to $2M+ expansion — we structure the right deal.
Take Control of Your Cash Flow with a Personal Loan
Struggling with high interest or tight cash? We'll create a solution that fits you, even if your credit isn't perfect.
Common Issues
Inflating Credit Card Debt
Owe over $5K? We’ll combine your credit cards into one loan with better terms so you can breathe easier.
We consolidated a client’s multiple credit card and lender debts, cutting his monthly payments by 58%.
Bank Rejections
Tired of getting rejected with no explanation? We find out what went wrong and help you fix it. Then we build your profile so banks see you as a top customer they want to lend to.
Jane was rejected by two banks with no clear reason. We found the issues, fixed them, and helped her get approved fast.
Low Credit Score
We’re the only team in Singapore that offers full CBS repair support. If your credit rating is holding you back, we’ll help rebuild it so you can finally qualify for real approvals.
A client initially had a HH rating and had been rejected by multiple banks. With a customised recovery plan, his score improved to BB quickly. He was finally able to secure the funding he needed.
Drowning in Bills
From hospital bills to urgent repairs, we act fast when life hits hard. We help you get the funds you need before things spiral further.
One client had over 45000 in outstanding bills including hospital fees, rent, and car repairs. We stepped in quickly, assessed the situation, and secured the funds to bring everything back under control.
Own a private property?
We help you turn your property into working capital through cash out solutions. Use it to clear debts or fund new opportunities.
A homeowner came to us needing funds. We helped him unlock over 800,000 from his property, which he used to settle debts and grow his business.
Stay Informed Every Step of the Way
No more chasing banks or guessing where your application stands. We connect you with over 40 financial partners and keep you updated in real time.
Are You Eligible?
Criteria for a Personal Financing according to Banks
Singaporean/PR
Foreigner (Valid Work Pass)
Malaysian (Work Permit)
Documents Required
Not sure how to get these documents? Don't worry, we'll guide you step-by-step.
Explore Our Success Stories
They were once in your shoes: unsure, stuck, or rejected. Here’s how we helped them move forward, one smart decision at a time. Some details, including names, have been changed for privacy. Click on the card to find out more.
Our Results Speak for Themselves
Business Loans Disbursed
Helping businesses grow
Alternative Financing Arranged
Flexible funding options
Clients Helped
Trustworthy and reliable
Personal Loans Disbursed
Supporting individual goals
What Our Clients Say
Don't just take our word for it. Hear from the businesses and individuals who've transformed their financial future with our help.
“It was smooth and fast. I initially tried doing it myself, but I did not have much success. One call to them sealed the deal for me.”
“After being rejected by my own bank, I thought it was the end. Cedric found me not just a loan, but one with better terms than I originally hoped for. Will consult them again in the future.”
“Had to borrow urgently but I didn't know where to start. They were very patient and helped me through the process. Saved me a lot of time and stress.”
From First Call to Funded: Our 3-Step Process
Most clients receive a clear funding roadmap within 24 hours. Here's how it works.
Assessment
Consultation & Guidance
✅ Loan Approved
❌ Loan Rejected
Approval & Beyond
Beyond Funding: Real Growth Support For Businesses
At Cedpital, we don’t just help you secure financing, we actively help you grow your business.
We offer professional business support services to boost your visibility, traffic, and sales:
- Website Development that turns visitors into customers
- Digital Marketing across FB, IG, Google, or LinkedIn, designed to drive leads and engagement
- Expert Advice backed by our broad network and hands-on industry experience
Know someone who needs funding?
Refer them to Cedpital and enjoy rewards, perks, and priority access to exclusive benefits. Our referral program is straightforward, flexible, and designed to thank you for connecting us with those who need our help.
📌 Who should consider being a Referral Partner?
- Business owners
- Book-keeping firms
- Law firms
- Car dealers
- Interior designers
- SME loan brokers
- Banking professionals
- Insurance agents
- Property agents
- Entrepreneurs
Get Your Free Assessment
Tell us what you need. We'll tell you what's possible — usually within the hour.
