Fuel Your Business Growth with Tailored Financing
From new startups to growing enterprises, Cedpital offers a wide range of business loan solutions to support your goals — whether it’s cash flow, equipment, or expansion.
Struggling to Pay Staff or Rent?
Cash flow gaps can halt operations. A logistics firm came to us when they couldn't make payroll for 18 drivers and were facing rental issues. We arranged flexible funding to help them meet commitments and keep the business running.
Need Better Terms from Suppliers?
Many businesses face pressure from short tradelines. A wholesale company used our financing to negotiate longer supplier credit terms, easing monthly strain and supporting faster inventory turnover.
Need Funds Before Bidding on a Large Project?
Banks often require proof of funds before you can bid on a construction project. We recently helped a contractor secure $400,000 in working capital within a short period of time — just in time to qualify for a major government tender.
Drowning in Old Business Debts?
High-interest loans were draining a construction firm's cashflow. We refinanced their obligations into one manageable facility, reducing their repayment burden and improving overall stability.
Looking to Expand or Renovate?
Expansion shouldn't be delayed due to lack of funds. We supported a café chain's growth plan by structuring a financing solution that covered renovation and setup costs across two new locations.
Using Outdated Equipment?
Outdated equipment was slowing production for a printing company. We arranged financing for new machinery that helped them increase capacity and reduce turnaround time.
Rejected by Banks?
If banks keep saying no, you’re not alone. We helped a startup with limited financial history secure alternative funding by repositioning their profile and identifying the right lender.
Loan Types
- No-statement loans: 0.32% – 0.42% interest, up to 60 months
- Startup financing: $100k–$200k, even with limited history
- Government-backed WCL: up to $500k, 50% risk-shared
- Peer-to-peer loans: fast disbursement up to $200k
- Invoice financing: up to 80% upfront, 30–120 day terms
Required Documents
- 6 months of company bank statements
- Credit Bureau report of shareholder(s)
- Latest 2 years of Notice of Assessment for directors
Not sure how to get these documents? Don't worry — we'll guide you step-by-step.
