When the Banks Say No, We Say Let’s Talk.
Whether you're drowning in bills, rejected for a credit card, or just need urgent help — we specialize in helping where others don't.
Drowning in Credit Card Debt?
We help combine your debts into one simple loan with lower interest. One of our clients was owing across multiple credit cards and moneylenders. We stepped in to consolidate everything and successfully reduced his monthly repayment burden by 58%.
Rejected by Banks?
We assist clients who have been turned away or ignored — and we explain why. Jane was denied without reason by 2 banks. We uncovered the gaps in her profile, guided her through the fixes, and not only helped her secure quick approval — we also improved her credit score by over 200%.
CBS Score Too Low?
Cedpital is the only broker in Singapore that offers CBS repair services.If your credit rating is HH, GG, FF, GX, or CX — don’t worry. We’ve helped clients transform these into AA, BB, or CC ratings quickly, giving them a second chance at real loan approvals.
Bills You Can't Afford?
Whether it’s hospital bills, repairs, or emergencies — we move fast. One client had over $45,000 in urgent bills — covering hospital expenses, overdue rent, and car repairs. We stepped in quickly to assess the situation and secured the funding needed to bring everything under control, fast.
Need Cash from Your Property?
We unlock liquidity from your assets with property cash-out services. Recently, we helped a homeowner secure over $800k to clear his debts and finance his business.
Why Cedpital?
Transparent. Reliable. Stress-Free. Loans from 2-4% p.a.
Eligibility
- 21+ years old
- Singaporean / PR / Foreigner with valid pass
- Minimum income: $20,000 (SG/PR), $45,000 (Foreigner)
Documents
- Credit Bureau Report
- Notice of Assessment (last 2 years)
Not sure how to get these documents? Don't worry — we'll guide you step-by-step.